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How to Compete with Cash Offers as a Homebuyer

Buyers – it’s a tight market out there! How can you make sure your offer stands out?

Don’t forget! Ellen Zetmeir is more than your friendly, neighborhood realtor. She’s an old-home guru, a shop-local advocate, the first call for any questions (any!), and the queen of local connections and reliable contractors. Ellen is also your go-to resource for all things homeowner so today she’s bringing back mortgage expert Andy Nolte!

Andy Nolte works with Equal Housing Lender Fairway Independent Mortgage Corporation; this skilled advisor is here to share tips to make your offer compete better – from a mortgage standpoint.

Three Fairway IMC Programs to Compete with Cash Offers

  1. Advantage Pre-Approval: Loan approval provided before you even go househunting – this conditional approval offer makes your bid stand out as stronger and improves your chances of winning the home!
  2. Cash Guarantee: For no additional fees, the borrower can provide a “cash guarantee” to the seller through the mortgage lender, allowing the seller peace of mind and competing with promising cash offers the seller may receive.
  3. Lock, Shop & Go: Haven’t found your house yet but worried about the rising mortgage rates? This program allows you to fix your rates before they spike, giving you a financial breath of fresh air.

Check out the video below for Andy’s quick and comprehensive explanation!


Have a homeowning question you’d like to ask the pro herself? From mortgage advice to curb appeal – even DIY renovations, old house history, and local contractor features, Ellen’s your go-to resource for all things home. Check out Ellen’s insightful blogs here, or contact her online today!